Work-at-Home Insurance..
Work-at-Home Insurance
Some online employers make group insurance available to their employees, but not many. Most online employees are independent contractors. Their employers do not withhold income taxes, Social Security, or Medicare payments from their paychecks. These employers don’t offer group insurance options, either. When you earn your living at a work-at-home job or at a work-at-home business, you’re basically self-employed, and you’re probably going to be responsible for acquiring your own health insurance policy. Private health insurance can be very, very expensive. The difference between monthly premiums for like coverage between group policies and private policies is huge. There may be legislation this year or next that will help cut the cost of health insurance for the self-employed; but it isn’t written yet, and it takes a long time for the government to actually take action. You need health coverage now, and you really can’t wait for Congress to get around to helping you. Fortunately, there really ARE a few options. The first thing to do is to go online and find a quote insurance site. There are several. These sites can help you compare coverage and cost. All insurance is NOT the same, and it doesn’t all cost the same. You can check with professional organizations you belong to, or with your labor union if you have one. Often organized groups opt for getting group insurance coverage. Some parents had health insurance through the farmer’s co-op for many years. A discount health card is another option. Although discount health cards are NOT health insurance cards, they can help to lower the cost of visits to your doctor and decrease the cost of some common medications. The bottom line here is that you’re probably going to have to pay more for health insurance than you paid when you were an employee and had access to group insurance. But there are steps you can take to lower the cost.
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Hi
Interesting post – I am guessing you are in the States as UK is slightly different. Am looking into this in the UK maybe will have to write a post about this relevant to Britain.
I will certainly return to read more!
Take Care
Barbara Harvey
Hi Barbara, Thanks for your comment, I will have a look at your adaptation of this information relevant to Britain, when you write your post. I look forward to hearing from you again.
Take care Barbara.
Great info! I recently came across your blog and have been reading along. I thought I would leave my first comment. I don’t know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.
While we’re discussing things related to Work-at-Home Insurance.., Life insurance, like other types of insurance, is based on the concept of sharing risk. For example, everyone understands that people who are 95 years old are far more likely to die in the coming year than those who are 35.
While we’re on the topic of Work-at-Home Insurance.., under the free look period, you can cancel your life insurance policy within 15 days by returning the policy to the life insurance company after you have received the policy document. The premium that you have paid (less any medical fees incurred, if applicable), will be refunded to you.
Nice a site….
Thanks. Well done.